Budgeting For Financial Stability

About Me

Budgeting For Financial Stability

Hi there, my name is Lyn. Welcome to my website about finance and money. When I was living on my own, I spent my money like crazy. Every penny went to bills and purchases, leaving me broke by the week’s end. I eventually learned how to better control my money by making a detailed budget. My budget covered all of my expenses and allowed me to save more of my money each week. I will use this site to explore all of the ways you can budget your own money to increase your financial stability. Thank you for visiting my site.

Three Things To Consider Before Bailing Someone Out Of Jail

If you've never been in jail yourself and haven't had someone ask you to bail them out, you likely don't know how the process works. Here are the things you should know to help you decide if this is something you want to do or not. How Do You Bail Someone Out Of Jail? First, the defendant will have to make their initial appearance before a judge or magistrate. Not every offense or situation will allow for bail. Read More 

Applying For A New Car Loan With Blemished Credit? 3 Things To Know

Dependable transportation is a must for most families, especially in areas where public transportation is unavailable or inconvenient to use. But when a job loss, divorce, or other financial problem has impacted your credit, you may find that qualifying for a new car purchase becomes very difficult. If you have had the misfortune of acquiring a damaged credit rating, the following tips can be helpful in overcoming them and helping you qualify for the new auto loans you need. Read More 

Did You Inherit Your Late Spouse’s Coins? 3 Tips To Get Started On Selling The Collection

Your spouse loved coin collecting, and you remember them spending hours searching for new ones and admiring their collection. Now that your spouse has passed away, you have the monumental task of trying to figure out how to sell the coins for what they are worth. Although determining the value of coins does get complicated, you can use these tips to get through the first steps of figuring out how to sell your coin collection. Read More 

Did You Bail A Friend Out Of Jail? Here’s How To Protect Yourself Financially As The Indemnitor

When you bail a friend out of jail using a bail bondsman, you take on special obligations and liabilities. As the person who paid the fee and secured the bail bond, you are known as the indemnitor. You sign a contract with the bail bondsman agreeing to take full responsibility for repaying the bond if your friend fails to appear at his or her court hearing. You'll need to offer up collateral to guarantee the bond – this is often in the form of your home or your car. Read More 

Understanding Your Debt To Income Ratio

Your credit score is key if you are a first-time home buyer. The mortgage lender, someone like Rio Grande Credit Union, wants to see a good score, with several revolving credit accounts that have been successfully handled. They need to see that you can honor your commitments to your creditors and that you respect the credit concept. But what about your debt to income ratio? Here is a look at what you need to know so you're not surprised. Read More